It appears there are several hundred ways to lose weight, to be happy, to build confidence, to be mindful, to build a relationship and to manage personal finance.
I extend an invitation for you to visit your neighbourhood book store to explore the myriad of ways you too can "help yourself."
The problem is that society is not getting better, it is getting worse. Type-2 diabetes has become a health crisis, especially for young women. They are hospitalized more often than their male counterparts. Heart disease is the number one killer among American women. It is also a contributing factor to stroke.
Childhood Obesity has not abated but continues to balloon out of control. Type-2 diabetes has shown up in children as young as 2 years old! If this trend continues, this generation will be the FIRST to NOT outlive their parents.
The gentle society as we knew it has given way to rudeness and a bully mentality. More young people have committed suicide because they have been taunted, shamed and bullied on social media sites for NO APPARENT reason.
Sexting, talking and texting whilst driving and; road rage have replaced common sense and personal etiquette. People walk and text, bumping into other people and sometimes falling into fountains. Vehicles are seen swerving because the driver is too busy looking down at his/her phone rather than the road. Whatever is sent out in cyberspace, kids, stays there. Think twice before sending a boob or two to your BFF.
Family oriented shows have been replaced by nonsense "noise" of reality television. Shows such as "Honey Boo Boo" are promoted by the likes of Anderson Cooper (Ref: Anderson Cooper show with guest host, Suze Orman). When asked by Ms. Orman what was the appeal, Mr. Cooper responded, 'She knows how to save money.' He referenced the "fact" they shop at Walmart. Obviously Mr. Cooper does not realize that Walmart is one of the biggest American business scams (Ref: Walmart, the High cost of low prices). Maybe ignorance is bliss?
Unfortunately, the weapon of choice for those who "snap" is a 15 round clip magazine that has no business being sold ANYWHERE! As a seasoned military personnel, I do not find any viable or convincing argument to have such a weapon in civilian life. PERIOD!
When it comes to personal finance, I get real heated. Whilst there are SO many "self help" books out there including some of the best of Jean Chatsky, David Bach and Suze Orman, society is STILL NOT onboard. Just like Jillian Michael's plead, "What will it take for you to get started?" I wonder the same thing. The housing debacle coupled with unemployment has nearly crippled our economy.
When you peel back the onion, most EVERY "self help" book has the exact same message. They might present it differently. I have rarely found any original thought, albeit at times, I do surprise myself by discovering material that has a fresh spin. I do like Suze Orman's "Can I Afford it" segment on her hit CNBC show. It is raw and in your face. Some of the viewer "wants" is so FAR FETCHED and not realistic compared to their earnings to debt ratio. I feel like saying, "C'mon! Are you kidding me???" Really???
Help yourself by doing the following:
Whether you have an online store, a listing on Craigslist or Ebay, be prepared to be visited by a Scammer, especially if you have a high priced item.
You might receive an email that is unassuming and honest. This person wants to pay you by check or money order and could arrange for their own shipping. Wow! This could save you money and time. All you have to do is supply this person with your contact information including name and address for the pickup. RED FLAG! This is a classic scam in the making.
By now, most of us are in the know about the internet scams from Nigeria (Nigerian 419 scam), or the wire transfer scams on Ebay, but do you know there is a mail order check fraud scam from Ohio?
HOW THE SCAM WORKS
The check fraud scam starts by you accepting this buyer's offer to receive a check or money order for the product. Their email address looks legitimate.. They may be in the guise of a woman who lives in Ohio. They also make an offer to pickup the product at their own expense. Your contact information is required for this to be completed.
Checks and money orders go through the regular banking system BUT, they do not always clear right away. However, you are still entitled to a portion of the funds before it actually clears. Everything may "appear" legitimate when you make the deposit. You contact the buyer once the check or money order is deposited and no red flags are issued by the bank.
Your product is picked up. You think you got paid...BUT INSTEAD, you GOT SCAMMED! Your bank bounces back the check or money order. Any money you withdrew on the portion of the deposit is now OWED BACK to the bank. The Scammer has your product, your contact information and you have NOTHING!
HOW COULD THIS HAPPEN?
Banks do not clear out of state checks right away. A portion of whatever you deposited is available for immediate use or withdrawal. The Scammer is betting on the fact that you do not suspect anything foul. Even if the bank checks the routing and account number, it could be a legitimate check.
TIME is on the Scammer's side. They take the opportunity from the "lag time" for the check to clear to perpetrate the fraud. Sometimes, it is NOT about the product but about obtaining your personal information. Either way, you are screwed!
HOW TO OUT-SMART A SCAMMER
Legitimate sellers have become a growing target. For this reason, it is better never to go outside a selling system such as Ebay, PayPal or Amazon. On Craigslist, the scams are more prevalent with very little protection provided for the seller. Most transactions are completed in person but do you really want a stranger to know where you live?
If you have an ECommerce store, create a safer purchase transaction environment by adding a Google or PayPal shopping cart to your site. Both Google and PayPal provide safety measures for BOTH the seller and buyer, thus limiting the scams that could be potentially damaging.
Be safe in 2013 through awareness:
HAPPY 2013! This is the year to change habits...yet AGAIN. Every year, we see the same resolutions...BUT WHY??? Why do we have a habit of complicating life? Where does this need to create hardship in one's existent come from?
We all have the will to change who we are and what we are, yet why don't we? Instead of looking within, we expense for "experts" to bail us out and to give our life meaning...BUT WHY?
In 2002, the Dali Lama visited UCLA. One member of the audience asked, "Sir, what is the meaning of life?" The Dali Lama reflected and with all his wisdom and humour, responded with a smile, "How should I know?"
The point here is no one has the answers, but we keep searching. Society has made the "Self help" industry VERY rich with estimated sales in excess of $1 billion.
We exhaust monetary resources on luncheons, seminars and workshops that help little to move ideas forward. A few months later, that clock is restarted. Did the message change? NO! But how many times have you tuned in to the same information, over and over and over again? Is it not time to stop the vicious cycle?
There is nothing wrong with collecting useful information as resources and good reads. At Gabrielle Bourne Productions (GBP), we enjoy business, technology, innovation and finance. Others might like cooking, pets and biographies. Maybe DIY is your thing.
In 2013, TAP your own resources...unlock your brain, find your passion and create purpose.
Here is our "Secret" to life:
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